Mihkel Vitsur is a digital entrepreneur with over two decades of experience in financial services and fintech. He co-founded and scaled a global retail brokerage to 1.5 million users and over 1 billion CHF in daily transaction volume before exiting in 2019. Today, Mihkel serves as Chairman and co-founder of Bivial AG, a Swiss-licensed fintech company focused on providing cross-border payment and account solutions for digital businesses. Driven by a vision to modernise corporate banking, he launched Bivial to address the growing disconnect between traditional financial institutions and the needs of globally operating digital companies.