Kristaps Zips is a seasoned leader with over 20 years of experience in corporate and retail banking, specialising in payments, card acquiring, issuing, and banking infrastructure. His career began at a bank, where he held diverse roles spanning sales, financial institution relationships, brokerage, custody, and foreign exchange trading. Over the years, he shifted his focus to payment infrastructure development, overseeing integrations with payment systems and managing operations for acquiring, issuing, and traditional banking payments. Now, as UK CEO of payabl., Kristaps is driving growth, strengthening the company’s payments ecosystem, and delivering innovative solutions that empower businesses in an evolving financial landscape.