Kirill is the go-to expert for card issuers and merchant acquirers aiming to enhance their card payments profitability. With over 15 years of consulting experience with industry leaders like Accenture and Mastercard, he co-founded Torus to revolutionize how payment mid-market players access data-driven insights typically reserved for the high street players. At Torus, the mission is clear: to enhance transparency in card payments and empower businesses to boost their profits by up to 50% through improved efficiency in managing scheme fees by Visa and Mastercard. The award-winning SaaS intelligence platform enables card issuers and merchant acquirers to optimize fees and improve transactional earnings through in-depth profitability analysis and pricing optimization.